Object

Title: Pracownicze Plany Kapitałowe jako przykład zastosowania ekonomii behawioralnej

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Alternative title:

Employee Capital Plans as an example of behavioral economy implementation

Creator:

Kolek, Antoni ; Sobolewski, Oskar

ORCID:

0000-0003-3315-1609 ; 0000-0003-3735-0891

Description:

Tyt. zeszytu: Tradycja i nowoczesnośćw instytucjach prawnych

Abstract:

The changes introduced in the area of long-term savings in Poland are aimed at creating additional financial resources necessary to cover future needs and obligations. Previously functioning pension products included in the third pillar of the pension system have not become popular and do not provide sufficient funds for future retirement benefits. In order to counteract the existing barriers to the development of long-term saving products, a number of solutions supporting a high level of participation in voluntary, additional savings were applied. The axiological foundation of the actions undertaken became the notion of freedom and the theory explaining the behavior of individuals in behavioral economics. This study presents the mechanisms taken from the heritage of behavioral economics, which were recorded in the Act of 4 October 2018 on employee capital plans and lower-level acts constituting the PPK system in Poland. The first part of the work presents the reasons for introducing a new long-term saving solution. In the second part, the work contains a description of the duties of employing entities and the rights of participants of the Employee Capital Plans. In the third part of the work, practical applications of behavioral economics used in the construction of PPK were indicated. The work is crowned with a critical summary showing the challenges and problems that may constitute barriers to the spread of this form of saving.

Place of publishing:

Wrocław

Publisher:

Wydawnictwo Uniwersytetu Wrocławskiego

Contributor:

Jakubowski, Sebastian. Red. ; Kostecka-Jurczyk, Daria. Red.

Date issued:

2019

Identifier:

oai:repozytorium.uni.wroc.pl:108554 ; ISSN 1733-5779 ; ISSN 0239-6661

DOI:

10.19195/1733-5779.28.24

Source:

PAd 102060 II

Language:

eng ; pol

Relation:

Studenckie Prace Prawnicze, Administratywistyczne i Ekonomiczne, ISSN 1733-5779. Nr 28 (2019), s. 339-349

Is version of:

Czasopisma Naukowe w Sieci (CNS)

Rights holder:

© Copyright by Wydawnictwo Uniwersytetu Wrocławskiego Sp. z o.o., Wrocław 2019

Autor opisu:

WR U/PAdbg

Object collections:

Last modified:

Nov 4, 2020

In our library since:

May 16, 2020

Number of object content hits:

7

Number of object content views in PDF format

10

All available object's versions:

https://repozytorium.uni.wroc.pl/publication/118099

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