{"metadata":[{"label":{"en":["Contributor"],"pl":["Współtwórca"]},"value":{"pl":["Burdìn, Volodimir","Marszał, Maciej"]}},{"label":{"en":["Publisher"],"pl":["Wydawca"]},"value":{"pl":["Lʹvìvsʹkij nacìonalʹnij unìversitet ìmenì Ìvana Franka"]}},{"label":{"en":["Subject and Keywords"],"pl":["Temat i słowa kluczowe"]},"value":{"uk":["fìnansova osvìta spoživača","moralʹnìstʹ spoživača","etika na fìnansovomu rinku"],"en":["consumer financial education","consumer morality","ethics on the financial market"],"pl":["edukacja finansowa konsumenta","moralność konsumenta","etyka na rynku finansowym"]}},{"label":{"en":[" Is version of"],"pl":["Jest wersją"]},"value":{"uk":["https://wuwr.pl/wlzp/article/view/13702"],"en":["https://wuwr.pl/wlzp/article/view/13702"],"pl":["https://wuwr.pl/wlzp/article/view/13702"],"universal":["https://wuwr.pl/wlzp/article/view/13702"]}},{"label":{"en":["Identifier"],"pl":["Identyfikator"]},"value":{}},{"label":{"en":["Resource Type"],"pl":["Typ zasobu"]},"value":{"en":["text"],"pl":["tekst"]}},{"label":{"en":["Rights holder"],"pl":["Właściciel praw"]},"value":{"uk":["Copyright by Vidavnictvo L'vìvs'kogo nacìonalʹnogo unìversitetu ìm. Ìvana Franka","Copyright by CNS"],"en":["Copyright by Vidavnictvo L'vìvs'kogo nacìonalʹnogo unìversitetu ìm. Ìvana Franka","Copyright by CNS"],"pl":["Copyright by Vidavnictvo L'vìvs'kogo nacìonalʹnogo unìversitetu ìm. Ìvana Franka","Copyright by CNS"],"universal":["Copyright by Vidavnictvo L'vìvs'kogo nacìonalʹnogo unìversitetu ìm. Ìvana Franka","Copyright by CNS"]}},{"label":{"en":["Language"],"pl":["Język"]},"value":{"uk":["pol"],"en":["pol"],"pl":["pol"],"universal":["pol"]}},{"label":{"en":["Source"],"pl":["Źródło"]},"value":{"uk":["PAd P 102216 II"],"en":["PAd P 102216 II"],"pl":["PAd P 102216 II"],"universal":["PAd P 102216 II"]}},{"label":{"en":["PLMET"],"pl":["PLMET"]},"value":{"uk":["https://docs.psnc.pl/spaces/FBCMETGUIDE/overview"],"en":["https://docs.psnc.pl/spaces/FBCMETGUIDE/overview"],"pl":["https://docs.psnc.pl/spaces/FBCMETGUIDE/overview"],"universal":["https://docs.psnc.pl/spaces/FBCMETGUIDE/overview"]}},{"label":{"en":["Resource Type"],"pl":["Typ zasobu źródłowego"]},"value":{"pl":["Czasopismo"]}},{"label":{"en":["Resource Title"],"pl":["Tytuł źródłowy"]},"value":{"pl":["Wrocławsko-Lwowskie Zeszyty Prawnicze"]}},{"label":{"en":["Date issued"],"pl":["Data wydania"]},"value":{"uk":["2021"],"en":["2021"],"pl":["2021"],"universal":["2021"]}},{"label":{"en":["Issue"],"pl":["Numer"]},"value":{"uk":["12"],"en":["12"],"pl":["12"],"universal":["12"]}},{"label":{"en":["Volume"],"pl":["Tom/Rocznik"]},"value":{"uk":["2021"],"en":["2021"],"pl":["2021"],"universal":["2021"]}},{"label":{"en":["Related Identifier Type"],"pl":["Typ identyfikatora"]},"value":{"uk":["ISSN"],"en":["ISSN"],"pl":["ISSN"],"universal":["ISSN"]}},{"label":{"en":["Related Identifier"],"pl":["Powiązany identyfikator"]},"value":{"uk":["ISSN 2082-4939"],"en":["ISSN 2082-4939"],"pl":["ISSN 2082-4939"],"universal":["ISSN 2082-4939"]}},{"label":{"en":["Creator"],"pl":["Twórca"]},"value":{"pl":["Koćwin, Julitta"]}},{"label":{"en":["Title"],"pl":["Tytuł"]},"value":{"pl":["Etyka na rynku usług finansowych : Wiedza, edukacja i moralność konsumenta"]}},{"label":{"en":["LastPage"],"pl":["Ostatnia strona"]},"value":{"uk":["52"],"en":["52"],"pl":["52"],"universal":["52"]}},{"label":{"en":["First Page"],"pl":["Pierwsza strona"]},"value":{"uk":["37"],"en":["37"],"pl":["37"],"universal":["37"]}},{"label":{"en":["License"],"pl":["Licencja"]},"value":{"en":["Making materials available on the basis of the agreement with the owner of the property copyrights"],"pl":["Udostępnianie na podstawie umowy z właścicielem majątkowych praw autorskich"]}},{"label":{"en":["Access rights"],"pl":["Prawa dostępu"]},"value":{"en":["The use of this material is allowed only with accordance of applicable rules of fair use or other exceptions provided by law, and any broader use requires the permission of the authorized entity"],"pl":["Korzystanie z tego materiału jest możliwe zgodnie z właściwymi przepisami o dozwolonym użytku lub innych wyjątkach przewidzianych w przepisach prawa, a korzystanie w szerszym zakresie wymaga uzyskania zgody uprawnionego"]}},{"label":{"en":["Autor opisu"],"pl":["Autor opisu"]},"value":{"uk":["WR U/PAdks"],"en":["WR U/PAdks"],"pl":["WR U/PAdks"],"universal":["WR U/PAdks"]}},{"label":{"en":["Alternative title"],"pl":["Tytuł odmienny"]},"value":{"uk":["Etika na rinku fìnansovih poslug : Znannâ, osvìta ì moralʹnìstʹ spoživača"],"en":["Ethics in the financial services market : Knowledge, consumer education and morality"]}},{"label":{"en":["Institution"],"pl":["Instytucja"]},"value":{"pl":["Uniwersytet Wrocławski. Wydział Prawa, Administracji i Ekonomii. Koło Naukowe Prawa Finansowego","Lʹvìvsʹkij nacìonalʹnij unìversitet ìm. Ìvana Franka. Ûridičnij fakulʹtet"]}},{"label":{"en":["Role"],"pl":["Rola"]},"value":{"pl":["Burdin, Volodimir : Redaktor","Marszał, Maciej : Redaktor"]}},{"label":{"en":["Abstract"],"pl":["Abstrakt"]},"value":{"uk":["Meta doslìdžennâ, predstavlenogo v stattì, \u2013 proanalìzuvati ekonomìčnu svìdomìstʹ spoživačìv poslug fìnansovogo rinku, ŝo často povodâtʹsâ ìrracìonalʹno, a takož porušuûtʹ normi fìnansovogo zakonodavstva. Doslìdžennâ zoseredžuvalosʹ na trʹoh osnovnih problemah: 1) pričina zaborgovanostì domašnìh gospodarstv ta moralʹnìstʹ pozičalʹnikìv; 2) ekonomìčna svìdomìstʹ suspìlʹstva; 3) ekonomìčne viklûčennâ. Zgadanì problemi zaležatʹ vìd znanʹ, osvìti ta moralì spoživača, âkì viznačaûtʹ etiku jogo povedìnki na rinku fìnansovih poslug. U doslìdžennì mi keruvalisâ tezoû pro te, ŝo dlâ lûdej, âkì ekonomìčno viklûčenì abo berutʹ kredit dlâ mahìnacìj, efektivnìstʹ budʹ-âkih osvìtnìh socìalʹnih kampanìj, takih âk \u201cČitaj pered tim, âk pìdpisati\u201d, ne ê velikoû. Takì gromadsʹkì kampanìï, adresovanì do cih grup, možutʹ ne mati žodnogo efektu. Z ìnšogo boku, voni možutʹ prinesti bažanì rezulʹtati dlâ lûdej, âkì ne znaûtʹ, âk koristuvatisâ fìnansovimi poslugami. Za našoû gìpotezoû situacìâ spoživačìv na rinku fìnansovih poslug može pokraŝitisâ, koli ekonomìčna osvìta vestimetʹsâ z perših rokìv navčannâ, tobto z ditinstva. U ramkah osvìti molodì lûdi povinnì otrimati neobhìdnì znannâ pro ìndivìdualʹnu fìnansovu povedìnku \u2013 ŝodo pensìjnoï sistemi, fìnansovobankìvsʹkoï sistemi ta podatkìv, a takož oznajomitisʹ z funkcìonuvannâm osnovnih ekonomìčnih ustanov, tobto fondovoï bìržì, valûtnih rinkìv, a takož ìz zagalʹnimi makroekonomìčnimi problemami. Gìpotezu pìdtverdili metodi âkìsnogo doslìdžennâ (dokumenti, zakoni ta zvìti) ta statističnì prijomi, vikoristanì pri analìzì. Ce dozvolilo zrobiti visnovok, ŝo v naš čas spoživačì, krìm bazovih znanʹ pro ekonomìku, povinnì znati takož principi funkcìonuvannâ rinku fìnansovih poslug, ŝo vplivaê ŝorazu bìlʹše na rìvenʹ ïhnʹogo žittâ. Predstavlenij analìz ta citovanì džerela pìdtverdžuûtʹ, ŝo naležnij rìvenʹ ekonomìčnih znanʹ u suspìlʹstvì prinositʹ vigodu v masštabah usìêï ekonomìki, napriklad, zbìlʹšuê rìvenʹ zaoŝadženʹ, pokraŝuê povedìnku spoživačìv na rinku, âkì možutʹ rozvažlivìše brati na sebe zobov`âzannâ ì budutʹ svìdomì rizikìv, pov`âzanih z vikoristannâm poslug nebankìvsʹkogo sektoru. Osvìtnû dìâlʹnìstʹ, ŝo formuê povedìnku spoživačìv, takož povinna pìdtrimuvati deržava šlâhom regulûvannâ rinku fìnansovih poslug, de často vinikaûtʹ \u201cturbulentnostì\u201d, spričinenì zovnìšnìmi faktorami, takimi âk naslìdki fìnansovoï krizi 2008\u20132009 rokìv."],"en":["The aim of the research presented in the article was to analyse the state of economic awareness of consumers of financial market services in Poland. Lack of the awareness often leads to irrational behaviours, as well as violating the norms of financial law. The presented analysis, as well as quoted source materials, confirm that the society\u2019s possession of appropriate knowledge in the field of economics and finance brings benefits in the entire economy, e.g., increasing the level of savings, as well as consumers\u2019 behaviouron the market, who may be more attentive to incurring liabilities, or they are also aware of the risks of using non-banking sector institutions. Educational activities shaping consumers\u2019 behaviour should be simultaneously supported by the state regulating the functioning of the financial services market on which external factors, such as the effects of the financial crisis from 2008\u20132009, often cause \u201cturmoil\u201d."]}},{"label":{"en":["Place of publishing"],"pl":["Miejsce wydania"]},"value":{"pl":["L'viv"]}},{"label":{"en":["Detailed Type"],"pl":["Szczegółowy typ zasobu"]},"value":{"en":["article"],"pl":["artykuł"]}},{"label":{"en":["Abstract Language "],"pl":["Język streszczenia"]},"value":{"uk":["eng","ukr"],"en":["eng","ukr"],"pl":["eng","ukr"],"universal":["eng","ukr"]}}],"id":"https://repozytorium.uni.wroc.pl/manifest","label":{"pl":["Etyka na rynku usług finansowych : Wiedza, edukacja i moralność konsumenta"]},"type":"Manifest","@context":"http://iiif.io/api/presentation/3/context.json","items":[{"width":1600,"id":"https://repozytorium.uni.wroc.pl/canvas/page1","label":{"@none":["DjVu/04_J_Kocwin_Etyka_na_rynku_usług_finansowych.pdf"]},"type":"Canvas","items":[{"id":"https://repozytorium.uni.wroc.pl/annotation/page1","type":"AnnotationPage","items":[{"motivation":"painting","id":"https://repozytorium.uni.wroc.pl/annotation/page1/1","type":"Annotation","body":{"format":"application/pdf","id":"https://repozytorium.uni.wroc.pl/Content/140544/DjVu/04_J_Kocwin_Etyka_na_rynku_usług_finansowych.pdf","label":{"@none":["DjVu/04_J_Kocwin_Etyka_na_rynku_usług_finansowych.pdf"]},"type":"Text"},"target":"https://repozytorium.uni.wroc.pl/annotation/page1"}]}],"height":1200},{"width":1600,"id":"https://repozytorium.uni.wroc.pl/canvas/page2","label":{"@none":["PDF/04_J_Kocwin_Etyka_na_rynku_usług_finansowych.pdf"]},"type":"Canvas","items":[{"id":"https://repozytorium.uni.wroc.pl/annotation/page2","type":"AnnotationPage","items":[{"motivation":"painting","id":"https://repozytorium.uni.wroc.pl/annotation/page2/2","type":"Annotation","body":{"format":"application/pdf","id":"https://repozytorium.uni.wroc.pl/Content/140544/PDF/04_J_Kocwin_Etyka_na_rynku_usług_finansowych.pdf","label":{"@none":["PDF/04_J_Kocwin_Etyka_na_rynku_usług_finansowych.pdf"]},"type":"Text"},"target":"https://repozytorium.uni.wroc.pl/annotation/page2"}]}],"height":1200}]}