Object's details: Kontrowersje w postrzeganiu kredytów w walutach obcych w Polsce i ich weryfikacja w ujęciu ekonomiczno-finansowym

Description

• PLMET:
  
  http://confluence.man.poznan.pl/community/display/FBCMETGUIDE
• Title:
  
  
  Kontrowersje w postrzeganiu kredytów w walutach obcych w Polsce i ich weryfikacja w ujęciu ekonomiczno-finansowym
• Alternative title:
  
  
  Controversies in the perception of foreign currency loans in Polandas well as their verification from the economic and financial perspective
• Creator:
  
  
  Radzikowski, Marek
• Subject and Keywords:
  
  
  foreign currency loans
   ;
  banks
   ;
  currency conversion
   ;
  currency spreads
   ;
  
  
  kredyty walutowe
   ;
  banki
   ;
  waluty obce
   ;
  kredytobiorca
• Abstract:
  
  
  This article is devoted to the verification of the following seven popular opinions on the foreign currency loans in Poland: (I) banks create money out of nothing; (II) the banks that were granting foreign currency loans did not actually possess the foreign currencies; (III) the banks possessed foreign currencies, but only for the loans denominated in foreign currencies, and not for the ones indexed in them; (IV) the banks that were granting foreign currency loans made a profit on the appreciation of these currencies; (V) a conversion of foreign currency loans at the exchange rate from the day of granting the loan would not entail high costs for the banking sector; (VI) it was unjustified to use the foreign exchange spreads by the banks that were granting the foreign currency loans; (VII) the foreign exchange spreads used by the banks were excessive, which means that the banks obtained an undue profit on them. The author critically evaluates these opinions and on the basis of current economic and financial knowledge, concludes that they are wrong
• Place of publishing:
  
  Wrocław
• Publisher:
  
  Wydawnictwo Uniwersytetu Wrocławskiego
• Contributor:
  
  
  Rutkowska-Tomaszewska, Edyta
  :
  Redaktor,
• Date issued:
  
  2018
• Date copyrighted:
  
  2018
• Resource Type:
  
  
  text
   ;
  
  
  tekst
• Detailed Type:
  
  
  article
   ;
  
  
  artykuł
• Identifier:
  
  oai:repozytorium.uni.wroc.pl:94194  ; https://doi.org/10.19195/2084-4093.24.1.6  ;
  ISSN:2658-1310
   ;
  ISSN:0239‑6661 (AUWr)
   ;
  ISSN:2084‑4093 (EWER)
• Language:
  
  pol
   ;
  eng
• Relation:
  
  Acta Universitatis Wratislaviensis, ISSN 0239-6661 ; no 1152. Ekonomia, ISSN 2084-4093 ; 24/1, s. 101-115
• Is version of:
  
  Czasopisma Naukowe w Sieci
• Access rights:
  
  
  The use of this material is allowed only with accordance of applicable rules of fair use or other exceptions provided by law, and any broader use requires the permission of the authorized entity
   ;
  
  
  Korzystanie z tego materiału jest możliwe zgodnie z właściwymi przepisami o dozwolonym użytku lub innych wyjątkach przewidzianych w przepisach prawa, a korzystanie w szerszym zakresie wymaga uzyskania zgody uprawnionego
• License:
  
  
  Making materials available on the basis of the agreement with the owner of the property copyrights
   ;
  
  
  Udostępnianie na podstawie umowy z właścicielem majątkowych praw autorskich
• Rights holder:
  
  Copyright by Wydawnictwo Uniwersytetu Wrocławskiego Sp. z o.o.
• Location of original object:
  
  
  Biblioteka Wydziału Prawa, Administracji i Ekonomii
• Autor opisu:
  
  WR U/PAdjm

Object is located in the collections:

Additional information

• Creation date: 2019-01-25
• Last modification date: 2025-11-05
• Content object's number of views: 1339
• You could also download the object's description in these formats:
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   ;
  OAI-PMH
• Download IIIF manifest:
  https://repozytorium.uni.wroc.pl/iiif-manifest/manifest/94194/PDF.json