Object's details: Uprawnienia kredytobiorcy zaciągającego kredyt denominowany lub indeksowany do waluty innej niż polska w świetle ustawy antyspreadowej

Description

• PLMET:
  
  http://confluence.man.poznan.pl/community/display/FBCMETGUIDE
• Title:
  
  
  Uprawnienia kredytobiorcy zaciągającego kredyt denominowany lub indeksowany do waluty innej niż polska w świetle ustawy antyspreadowej
• Alternative title:
  
  
  Rights of the borrower committing denominated or indexed loan in a foreign currencyin light of the Anti-spread Act
• Creator:
  
  
  Paleczna, Magdalena
   ;
  Rutkowska-Tomaszewska, Edyta
  
• Subject and Keywords:
  
  
  denominated loan in a foreign currency
   ;
  borrower rights
   ;
  credit spread
   ;
  early repayment of credit
   ;
  consumer protection
   ;
  
  
  pożyczka denominowana
   ;
  waluta obca
   ;
  prawa kredytobiorcy
   ;
  przedterminowa spłata kredytu
   ;
  ochrona konsumentów
• Description:
  
  Od 2013 pt.: Ekonomia - Wroclaw Economic Review
• Abstract:
  
  
  In 2004–2008 banks offered consumer denominated loan in a foreign currency, which was a competitive position in relation to a PLN credit facility. Banks had not informed about foreign exchange differences, therefore had caused increase in household indebtedness. Banks also had reserved that consumer has to buy currency only from the bank-lender. In 2011 the Anti-spread Act was adopted, which amended banking law and consumer credit law. Creditors were obligated to inform consumer about rules of determining the manners and dates of fixing the currency exchange rate on the basis of which in particular the amount of credit, its tranches and principal and interest instalments are calculated, and the rules of converting into the currency of credit disbursement or repayment. That information and information about the rules of opening and operating the account shall be concluded in a credit contract. Borrower can repay principal and interest instalments and prepay the full or partial amount of the loan directly in that currency
• Place of publishing:
  
  Wrocław
• Publisher:
  
  Wydawnictwo Uniwersytetu Wrocławskiego
• Contributor:
  
  
  Rutkowska-Tomaszewska, Edyta
  :
  Redaktor,
• Date issued:
  
  2018
• Date copyrighted:
  
  2018
• Resource Type:
  
  
  tekst
• Detailed Type:
  
  
  czasopisma online
• Identifier:
  
  oai:repozytorium.uni.wroc.pl:94191  ; https://doi.org/10.19195/2084-4093.24.1.3  ;
  ISSN 2084-4093
• Language:
  
  eng
   ;
  pol
• Relation:
  
  Acta Universitatis Wratislaviensis, ISSN 0239-6661 ; no 1152. Ekonomia, ISSN 2084-4093 ; 24/1, s. 39-56
• WUL Catalog:
  
  
  https://katalog.bu.uni.wroc.pl/lib/item?id=chamo:109884
• Is version of:
  
  
  Czasopisma Naukowe w Sieci
• Rights holder:
  
  Copyright by Wydawnictwo Uniwersytetu Wrocławskiego Sp. z o.o.
• Location of original object:
  
  
  Biblioteka Wydziału Prawa, Administracji i Ekonomii
• Autor opisu:
  
  WR U/PAdjm

Object is located in the collections:

Additional information

• Creation date: 2019-01-25
• Last modification date: 2024-12-11
• Content object's number of views: 1265
• You could also download the object's description in these formats:
  RDF
   ;
  OAI-PMH
• Download IIIF manifest:
  https://repozytorium.uni.wroc.pl/iiif-manifest/manifest/94191/PDF.json