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Opportunities and threats connected with the practical application of business interruption insurance

Subject and Keywords:

business interruption   financial insurance   companies   entrepreneurs   lost profits   Insurance Business and Reinsurance Activity Act   Accounting Act   law   economy   finances   Business Interruption


This paper will attempt to indagate the subject of business interruption insurance — an insurance covering the lost income of a company after the occurrance of an accident or a disaster. At first, a brief history of property insurance and the institution being examined is presented. The line of examination is pursued further focusing on characterizing the Polish business interruption insurance. The dissertation refers especially to as follows: the legal acts connected with the aforementioned insurance, the objects and the subjects of it and the conditions recommended whilst signing a business interruption contract. Further reflection shows the statistical data considering the popularity of this insurance. Then the positive and negative aspects of the described institution are analysed, partly illustrated by the figures revealing the collapse of ventures after suffering a damage. This study also concerns the future of business interruption insurance, especially as long as the postulates referring to insuring cyberspace appear. The conclusions present the de lege lata and the de lege ferenda demands of the opponents of the recent functioning of business interruption insurance. Finally, the present work attempts to offer solutions which would increase the popularity of the insurance described.

Place of publishing:



Wydawnictwo Uniwersytetu Wrocławskiego

Date issued:


Date copyrighted:



ISSN 1733-5779   ISSN 0239-6661




PAd 102060 II


eng   pol


Studenckie Prace Prawnicze, Administratywistyczne i Ekonomiczne, ISSN 1733-5779. Nr 29 (2019), s. 135-146

Is version of:

Czasopisma Naukowe w Sieci (CNS)

Rights holder:

Copyright by Wydawnictwo Uniwersytetu Wrocławskiego Sp. z o.o.

Autor opisu:

WR U/PAdbg