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Abstract:

This paper presents operating costs of non-banking lending institutions on the Polish financial market. Non-banking lending institutions can grant credit consumer which have bad creditworthinessor do not even have creditworthiness. In addition, non-bank loan institutions lending cash to consumers engage their own capital, which results in risk in the operations of these institutions. All factors essentially affect the remuneration, fees and other costs associated with the credit service charged by non-bank lending institutions. The lender’s remuneration is in fact the cost that the consumer must incur in connection with the loan granted. The amount and type of costs incurred by the consumer is often inadequate to the amount of credit granted ‒ it may even be the equivalent of the loan amount.

Place of publishing:

Wrocław

Publisher:

E-Wydawnictwo. Prawnicza i Ekonomiczna Biblioteka Cyfrowa. Wydział Prawa, Administracji i Ekonomii Uniwersytetu Wrocławskiego

Date issued:

2018

Detailed Type:

ebook

Identifier:

ISBN 978-83-66066-27-4

DOI:

10.23734/23.18.007

Language:

pol   eng

Relation:

(Prace Naukowe Wydziału Prawa, Administracji i Ekonomii Uniwersytetu Wrocławskiego)   (Finanse i Rachunkowość / Zakład Zarządzania Finansami Instytutu Nauk Ekonomicznych, ISSN 2451-3938 ; nr 4)

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Access rights:

The use of this material is allowed only with accordance of applicable rules of fair use or other exceptions provided by law, and any broader use requires the permission of the authorized entity

License:

Making materials available on the basis of the agreement with the owner of the property copyrights

Rights holder:

Copyright by Magdalena Paleczna