Object

PLMET:

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Title:

Prawne aspekty udzielania kredytów denominowanych oraz indeksowanych do waluty obcej

Alternative title:

Legal aspects of granting loans denominated and indexed in a foreign currency

Creator:

Białek, Tadeusz   Niska, Joanna

Subject and Keywords:

mortgage loans   foreign currencies   Swiss francs   banking law   bank   spread  
kredyt hipoteczny   waluty obce   franki szwajcarskie   prawo bankowe   banki

Description:

Od 2013 pt.: Ekonomia - Wroclaw Economic Review

Abstract:

This study addresses the issue of the legality of the denominated and indexed loans in a foreign currency under the current applicable law, with reference to the existing position of doctrine and case law in this area. The starting point for this considerations is the arbitrarily accepted thesis in the public discourse that the credit agreements denominated and indexed in a foreign currency were defective due to their lack of compliance with the applicable law or because their included the provisions that were unfair market practices. This study is an attempt to dispel doubts to the compliance of the loan granting mechanism with the commonly applicable laws in Poland, in particular with the provision of Article 69 of the Banking Law, setting forth the rules of concluding by the bank the credit agreement with the borrowers or a provision of Article 3581 § 2 of the Civil Code providing for the possibility of using so-called valorization clauses. This study also delivers opinion of the National Bank of Poland or the Financial Supervision Commission, which very often are deliberately omitted or distorted in the public discourse

Place of publishing:

Wrocław

Publisher:

Wydawnictwo Uniwersytetu Wrocławskiego

Contributor:

Rutkowska-Tomaszewska, Edyta. Red.

Date issued:

2018

Date copyrighted:

2018

Detailed Type:

czasopisma online

Identifier:

oai:repozytorium.uni.wroc.pl:94190   ISSN 2084-4093

DOI:

10.19195/2084-4093.24.1.2

Language:

pol   eng

Relation:

Acta Universitatis Wratislaviensis, ISSN 0239-6661 ; no 3832. Ekonomia, ISSN 2084-4093 ; 24/1, s. 15-38

WUL Catalog:

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Is version of:

Czasopisma Naukowe w Sieci

Rights holder:

Copyright by Wydawnictwo Uniwersytetu Wrocławskiego Sp. z o.o.

Location of original object:

Biblioteka Wydziału Prawa, Administracji i Ekonomii

Autor opisu:

WR U/PAdjm