@misc{Koćwin_Julitta_Pracownicze_2019,
 author={Koćwin, Julitta},
 copyright={Copyright by Wydawnictwo Uniwersytetu Wrocławskiego Sp. z o.o., Wrocław 2019},
 copyright={Copyright by CNS},
 address={Wrocław},
 howpublished={online},
 year={2019},
 publisher={Wydawnictwo Uniwersytetu Wrocławskiego},
 language={pol},
 abstract={The aim of the article was to present the basic assumptions of the Pracownicze Plany Kapitałowe program and to draw attention to the issue of its success and profi tability for future pensioners. This program advertised as a pro social one by the ruling party in fact may not be one. The article tried to find the answer to the question of what are the intentions of the government and what the main purpose of the program is. Is it aimed at financial security for future pensioners or at feeding the declining financial market? So far, attention was drawn to the main advantages and disadvantages of this program, analyzed from the point of view of “who will benefi t the most from it.”},
 title={Pracownicze Plany Kapitałowe w praktyce : opłacalność programu — jego główne wady i zalety},
 type={text},
 keywords={PPK, third pillar, pension, pension funds, savings},
}